Take control of your money, together
Connect your accounts, let transactions categorize themselves, and see exactly where your money goes every month — for you and your family, in one place.
This Month
September 2026Everything you need to stay on top of spending
No spreadsheets, no manual entry (unless you want it) — just a clear picture of your money.
Automatic bank sync
Connect your accounts once via Plaid and every new transaction shows up on its own — no manual entry.
Smart categorization
Set a rule once and matching transactions sort themselves into the right category and expense type going forward.
Family budgeting
Link accounts across your household and see spending together, or broken out by person.
Regular vs. non-regular
Split spending into what's predictable and what's discretionary, with its own budget for each.
Dashboards & reports
Monthly trends, category breakdowns, and budget-vs-actual charts that stay up to date automatically.
Manual transactions
Track cash or any account that doesn't sync — add and categorize transactions by hand just as easily.
Every account, one view
Checking, credit cards, savings — see every balance and transaction together instead of app-hopping.
Two-factor authentication
Add an authenticator app on top of your password to keep your account locked down.
Set up once, stay organized every month
Connect your accounts
Securely link your bank and credit card accounts through Plaid in a couple of minutes.
Categorize once
Review your transactions and set rules — future transactions from the same place sort themselves.
Track effortlessly
Check your dashboard whenever you want — everything's already synced, categorized, and totaled.
Your data stays private
Bank connections go through Plaid, the same infrastructure used by major finance apps — Monetaka never sees or stores your bank credentials.
- Bank-level encryption Your data is encrypted in transit and at rest.
- Powered by Plaid Read-only account access — Monetaka can never move your money.
- Two-factor authentication Optional authenticator-app login for extra protection.
- Your data stays yours Not sold, not shared — used only to run your dashboard.
Frequently asked questions
Is Monetaka free?
Yes — Monetaka is free to use.
How does bank syncing work?
You connect your accounts through Plaid, a secure service used by many finance apps. Monetaka only ever gets read-only access to your transactions and balances — it can't move money or see your login credentials.
Can my whole family use it?
Yes. Family members can link their own accounts and see spending together on a shared dashboard, or filtered down to just their own.
What if my bank doesn't sync automatically?
You can add and categorize transactions manually for any account, so nothing has to be left out of your budget.
Is my data secure?
Your data is encrypted in transit and at rest, and you can add two-factor authentication to your login for extra protection.
Ready to get organized?
Create a free account and connect your first account in minutes.